BSG strives to address the employee benefit needs of both large and small employers by providing innovative solutions. BSG will assist in plan design and documentation, implementation, cost containment measures, securing self-funded plans, management reporting, claims administration and benefits analysis.
The
BSG staff has over 100 years worth of combined employee benefit design, implementation, and administration experience.
Our customer service representatives and account executives serve over 650 customers and over 20,000 employees and covered dependents for group medical, dental, life insurance, disability insurance and 401(k) plans. Our clients range in size from 1 life to in excess of 750 lives, and from associations, towns, villages, and unions, to corporations with divisions nationwide.
We offer the following Employee Group Benefit Plans:
- Medical
- Dental
- Life Insurance
- Vision
- Statutory DBL
- Disability
- 401(k) Retirement
- Voluntary Benefits
TPA Services
- Flexible Spending Accounts
- Partial Self Funding
- Direct Dental
- Direct Vision
- Premium Only Plans
- Total Self Funding
- Billing Administration
- "Failing to Save for Bad Times: ...New York is being forced to increase payroll taxes by $300 million a year so the unemployment fund does not go dry." New York Times, February 6, 2002
- Join Unemployment Services Trust -- a service for not-for-profits:
- Earn 50% savings from NY State rates in year 1.
- Begin earning experience credits after year 3.
- Stop paying high rates and begin earning an investment.
- Unemployment Services Trust is a Grantor Trust, created, managed, and owned by its 1,900+ member nonprofit agencies. Its sole purpose is to lower unemployment costs for its members.
- A Federal law passed in 1972 allows 501(c)(3)s to opt out of the state tax-rated unemployment system and by joining the Trust, save 30-50% on unemployment costs.
