In partnership with Benefit Services Group, Inc., North Country Management Services is offering two innovative options: •  Benefit Services Group (BSG), a our broker from Watertown, N.Y., administers this plan: - In 1998, 1999, and 2000 respectively, local companies with plans having increased deductibles realized savings of 30%, 29%, and 27% over their previous traditional plans. - The list below compares historical costs of the Pathways plan to the market values of the traditional plans that North Country companies had been purchasing prior to switching over to an increased deductible plan. These are significant differences!